Mr. Handwerker is a trust relationship manager in the Western Region Client Services Department. Mr. Handwerker has over 30 years of banking and brokerage experience which encompasses all aspects of trust custody including account administration, the management of information systems for nationwide bank systems, same day and regular settlements, trust systems and accounting, request for proposals processing, income & capital changes processing, account and depository reconcilement, security and vault operations, and P&L tax reporting. In addition, Mr. Handwerker was an internal consultant for the total quality management and performance measurement process in trust, cash & check processing operations, international, and other core banking departments for a major financial institution. Mr. Handwerker graduated and received his Business Administration degree from the State University of New York, has completed various post graduate studies, and has been affiliated with Paine Webber Jackson and Curtis in New York, Security Pacific National Bank in San Francisco, and First Interstate Bank/Wells Fargo Bank in Los Angeles prior to joining Amalgamated Bank. He is a member of the Southern California Association of Benefit Plan Administrators.