Commercial Cash Management Accounts
Commercial DDA
Analyze Checking - This product is designed fro larger businesses that pay only for banking services that the business utilizes. A competitive interest rate earnings credit allowance can be used to offset fees with earnings.
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Ideal account for large businesses with high balance
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Competitive earnings credit to offset monthly service charges
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24-hour access to funds from an ATM, Point of Sale, online or over the phone
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FDIC insured
Click here for a complete list of fees and account details.
Commercial Savings and Certificates of Deposit
Commercial Savings
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No minimum balance requirements
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No monthly maintenance fee. All other fees-e.g., stop payments, non-sufficient funds, certified checks-will apply
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ATM card, subject to certain eligibility criteria
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Variable interest rates
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Unlimited withdrawals in person or at an ATM
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Up to six transfers to another account or third party by preauthorized automatic or telephone transfer, three of which may be made by ATM card or similar electronic means
Click here for a complete list of fees and account details.
Commercial Money Market Account
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No minimum balance requirements
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$10 monthly maintenance fee. All other fees-e.g., stop payments, non-sufficient funds, certified checks-will apply
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Up to six monthly withdrawals or transfers by preauthorized transfer, telephone online or by check (of which three may be made by check)
Commercial Certificates of Deposit
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Flexibility and security with competitive rates of interest
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Terms range from six months to five years and your interest rate is fixed for the full length of the term you select
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Early withdrawal penalties apply
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No monthly maintenance fees
USAVE Time Deposit Account
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Customers interested in long-term savings can earn a higher rate of interest
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FDIC insured
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Flexible term
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Low $500 minimum deposit to open
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Terms available from 7 days to 5years
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Interest posted to the account can be withdrawn penalty-free or: transferred to another Amalgamated account
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Renewable
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Customer is given ten calendar day grace period to make changes to their CD
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If no changes are made, the entire balance in the CD will automatically renew at the prevailing rate of interest and at bank's option a different term.
Click here for a complete list of fees and account details.
Jumbo Time CD
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FDIC insured
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Competitive interest rate
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Short term options
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Terms available from 14 days to 1 year
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Interest credited to account at Maturity
