Now getting the extra money you need is as easy as writing a check. With an Amalgamated Bank Personal Credit Line, you can get up to $25,000 in credit that you can use whenever and wherever you may need extra funds. There's no more concern about bounced checks and returned check fees.
This product is a revolving line of credit linked to your Amalgamated Bank checking account. When you write a check that exceeds your checking account balance, the money is automatically taken from your credit line.
- Accessible via: writing a check in excess of available funds; ATM; Point of Sale; Bank-By-Phone (transfer of funds)
- Amount $500 to $25,000
- Term 36 months
- Check out our rates
- Money is available instantly so you can handle emergencies or take advantage of special prices and sales
- Eliminates concern about checks being returned for insufficient/uncollected funds
- There's no charge to open your Personal Credit Line and no cost until you use it
- You pay interest only on the amount you borrow
- Repayment is handled automatically so you don't have to write any additional checks
- You can use the money for any purpose
- Money is available immediately so you can handle emergencies or take advantage of special prices and sales
If you have any questions, please call the Consumer Loan Department at 800-332-2669, fax us at 212-627-6771 or email us at consumerloan@amalgamatedbank.com.
Click here to download an application
To ensure timely processing of your application, please attach two recent pay stubs or, if self-employed, submit tax returns for the previous two years.
