Personal Banking

Compare Checking Accounts

Product Minimum Opening Deposit Fees Earn Interest Includes check writing
Online Checking

A powerful interest-bearing checking account that can be opened in minutes1

$100 $0
yes
see rates
yes
Affordable Checking

An accessible no-fee checking account to meet your everyday needs2

$0 $0
no
yes
Convenience+ Checking

A powerful checking account that includes more benefits and perks

$0 $0
yes
see rates
yes
Give-Back Checking

Support a cause you’re passionate about through your everyday banking4

$100 $0
yes
see rates
yes
Restart Checking

A simple checking accountwith no minimum balance requirement and a low monthly maintenance fee5

$25 $3
no
yes

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Account Support

* $0 fee with a qualified direct deposit or $10 if no direct deposit3


1 This account can only be opened online. It cannot be opened at an Amalgamated Bank branch.

2 This account can only be opened at an Amalgamated branch. It cannot be opened online.

3 A qualifying direct deposit is an electronic deposit of your salary, pension, Social Security, or other recurring monthly income to your account. Transfers from one account to another, or deposits made at a branch location, ATM, or through a mobile device, do not qualify as a direct deposit. The monthly service fee will be waived for the first statement cycle to allow you to receive direct deposit to your account. After the first statement cycle, the monthly service fee will be assessed unless your account received direct deposit.

4 Special Rules for Give-Back Checking accounts – When you open your Give-Back Checking account, you designate the Participating Organization to which you want the Bank to contribute. In addition to the interest paid to you, the Bank will make a contribution to that Participating Organization following the end of each month. The amount of the contribution will be equal to one-half of the total interest paid to your Give-Back Checking account during that month.  This contribution is paid directly to the Participating Organization by the Bank, at no cost to you, and is not part of the Annual Percentage Yield (APY) for your account. As the Give-Back contribution is made by the Bank, there may be no tax implications to you. Consult your tax advisor to fully understand the tax implications for you. There is no substitute for this contribution, and you cannot opt to receive it directly.  If you close your Give-Back Checking account, the Participating Organization will no longer receive a contribution based on your balance. If the Bank terminates its agreement with the Participating Organization, we will no longer make a contribution to that Participating Organization based on your balance. You may not designate a different Participating Organization, nor stop Bank contributions to the current Participating Organization, unless you close your Give-Back Checking account and open a new account.  This is a variable rate account. The rates may change after the account is opened. Fees may reduce earnings. Advertised rate and APY are offered at the bank's discretion and may change daily.  This account can only be opened online. It cannot be opened at an Amalgamated Bank branch.  All accounts are subject to the Bank's terms and conditions.  For a complete list of fees, please refer to the Fee Schedule in the Consumer Account Opening Disclosure.

5 The Restart Checking Account has a monthly maintenance fee of $3.